Our neighbor who had a reverse mortgage on his house passed away...people would ask about it and all we knew was "the bank owned it". After FIVE YEARS the house sold. This week my wife met one of the ex neighbors daughters in Lowes and found out the reason. The clown had left to will ! It took 5 years to figure out what the bank owned and what was due his two daughters. Moral, make out a will or do not purchase a house that the bank did no more than cut the grass on.